Home | Investment Strategy | Current Portfolio | Performance | FAQ Limitations and Assumptions | Disclaimers | Contact Me Simple Strategy Using Vanguard Funds Only hold Vanguard funds Vanguard's fees are among the lowest. Keeping your cost down is always a good idea if you want to seek the best gains.   Hold a maximum of 1 fund and put 100% of your capital in that fund Hold a primary fund (VPMCX) if it has a buy signal, otherwise hold the alternative (VWESX) fund. This strategy therefore switches between only 2 funds based on market conditions. A fund has a buy signal if its short-term and long-term trends are positive (i.e. have an upward trend). This implies that when I'm holding the primary fund (VPMCX) and either the short-term or long-term trend turns negative then I will replace it with the alternative fund (VWESX). I switch back to the primary fund (VPMCX) when both the short-term and long-term trend of the primary fund (VPMCX) are again positive.   Current Portfolio Latest Simulated Results for this Strategy