Lazy Strategy Using Vanguard Funds
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Only hold Vanguard funds
Vanguard's fees are among the lowest. Keeping your cost down is always a good idea if you want to seek the best gains.
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Hold 4 funds and put 25% of
your capital in that fund
Put equal amounts of capital in 4 Vanguard funds: NAESX, VEXPX, VPMCX and VWESX. Don't do anything until it's time to rebalance.
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Rebalance once a year
If the allocation among funds is uneven then
I bring the allocation back in line with my target (25% of my capital in each fund). In this case it
means that I sell shares of some funds to buy shares of
other funds so that I have the same amount invested in each fund.
I only do this once a year. In my simulations I do this on
the first trading day of each calendar year.
Current Portfolio
Latest Simulated Results for this Strategy
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